*To qualify for the Benefits Checking promotion, you must maintain a minimum balance of $1,000.00 in the account each day of the month. If the balance falls below $1,000.00 any day of the month, the Benefits Checking monthly fee will be assessed for that month. The current Benefits Checking monthly fee is $6.95. The promotion ends June 30, 2027.  After June 30, 2027, the Benefits Checking monthly fee will be assessed each month regardless of the balance maintained in the account.

$10,000 Accidental Death and Dismemberment Insurance Coverage is provided at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards. Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank.

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.

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Member FDIC. Equal Housing Lender.
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Security Federal Savings Bank

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Get started online or open your checking account at your nearest branch.

FREE Thank You Gift

FREE gifts for referring friends

Buy back of your debit cards and unused checks from another financial institution for up to $10

Make simple and safe purchases at participating retail stores and online with Digital Wallets

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Every new checking account includes:

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Google Pay
Apple Pay
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FREE Instant Issue Debit Card

FREE eBanking with online check images

FREE Bill Pay

FREE Mobile Banking with Remote Deposit Anywhere

FREE eStatements

No minimum balance

No monthly service charge

FREE 1st pad of personalized wallet-style logo checks

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A FREE account for everyone!

Absolutely Free Checking

You'll automatically enjoy these high-value services with no further enrollment necessary:

Cell phone protection

CyberScout® identity theft resolution

Roadside assistance

$10,000 accidental death and dismemberment insurance

Shopping, dining and travel discounts

$6.95 monthly service charge after June 30, 2027*

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APPLY NOW

Benefits Checking

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Enjoy these perks on us through June 2027!*

Benefit FAQs
Locations & Hours
Security Federal Savings Bank

— Sarah, Benefits Checking accountholder

I locked the keys in the trunk of my car at the grocery store. I called the number on my card at 3:06 p.m. to request lockout service and at 3:22 p.m. the tow truck was calling me to find my location in the parking lot. The service was free, and I was on my way in less than one minute! [Roadside Assistance is an] excellent benefit!